Creating Life Assets
Wealth Building
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Have the full package: kids, mortgage, personal loans?
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Feel as if you try to get ahead but can’t?
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Always worried about your finances?
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Who will pay the mortgage if you are unable to earn an income?
Creating Life Assets
Welcome to Creating Life’s Assets. Now you have a family, a home and a great job earning a good income. Where to from here.
Superannuation
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Do you know where your superannuation is?
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Are you unnecessarily duplicating fees?
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Do you know how the monies are invested?
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Are the investments in line with your attitude to risk?
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Is your money working hard enough for you?
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Do you know when you can access your superannuation and what level of tax you will pay?
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If you have answered "No" to any of the above questions are you really in control of your future?
Superannuation is a complex area of financial planning. At Life Assets we understand that one of the principal aims of superannuation is to provide a great lifestyle during your retirement in a tax free environment. With constant changes to regulations, legislation and the taxation of superannuation, our’ experienced advisers are well placed to assist you in achieving your desired lifestyle in retirement.
Far too many people ignore the importance of superannuation until they are about to leave the workforce.
Lost Super accounts in Australia are collectively worth 12.9 billion dollars.
Australian Taxation Office (ATO) Annual Reports and APRIA data, as at 30 June 2008.
Australians pay $1.1 billion a year in unnecessary super fees because we have multiple super funds.
Choice Report, ‘Consolidation of Superannuation Accounts,’ November 2008
Do you want to ease into retirement?
Superannuation is one of the most tax efficient ways of setting yourself up for retirement. A healthy superannuation balance will determine the type of retirement you will enjoy.
New options and opportunities
The Federal Government has proposed and implemented many changes to the Australian superannuation system. Now is the time to learn more about your options.
Making a smooth transition
Perhaps you would like to scale down your working hours AND maintain your after tax income. Government legislation (often referred to as ‘transition to retirement’) allows people aged 55 and over to continue to work yet access their superannuation savings.
This allows for reduced working hours and the ability to maintain or
improve your financial position.
