Creating Life Assets

 

Welcome to Creating Life’s Assets. Now you have a family, a home and a great job earning a good income. Where to from here.

• Creating Life Assets

  • Cashflow Management

  • Debt Management

  • Investment Planning

  • Superannuation

  • Life & TPD Insurance

  • Trauma Insurance

  • Income Protection

  • Tax Planning

  • Salary Packaging

  • Estate Planning

 

 

 

Cash Flow Management System

 

Find that your home loan debt never seems to reduce?

 

Not sure where your money goes every month?

Need help to budget and stay on track?

Can’t seem to get ahead?

We recognized some years ago that for some clients, their financial planning needs required more than simply meeting with us once a year to review their circumstances.

 

A combination of pressures from work, spending most free time with the kids, managing the home loan, and allocating expenditure from the weekly shopping bills to annual holidays, lifestyle for many of you has become “lifestyle on the run”.

 

Our Cash Flow Management System aims to put structure around management of your day to day lifestyle needs. Together, we build your Strategic Plan with a view to partnering you throughout your working lives until you can decide to “Continue to work, knowing that financially, you don’t need to.”

 

Our financial modeling software allows us to produce a “Wealth Report” which gives us a crystal ball view of the wealth you should accumulate over a set timeframe, based on your circumstances, now. Of course your circumstances will change, but we need to have a starting point to build a structured financial plan that is measurable.

 

After several meetings over 4 to 6 weeks, we implement the “System”. From that point we are in contact with you via email and phone on a monthly basis, and together we measure your progress with monthly reporting on your expenditure, debt and investment values. We meet face to face every 6 months to assess your progress and make any necessary adjustments to your lifestyle needs.

 

We do not take control of your expenses; we simply put you in control with a better understanding of the consequences of your expenditure decisions. You become accountable to yourselves; we simply look over your shoulder. The strength of the “System” is that you are aware of your cash flow position every 30 days.

Our aim is to set you on a path to financial security by providing a high level of service and advice. In doing this you are able develop a healthy pattern of managing your personal cash flow in a way that:

• accelerates the reduction of your personal debt,

• optimises available tax concessions approved by the ATO, and

• accumulates wealth in a structured efficient manner.

Please contact us to assess the appropriateness of our Cash Flow Management System for your current circumstances.

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